Transferring your home loan: cut your home loan instalment
Anyone who signed a few years ago is almost certainly paying on terms that are no longer the terms of the market. We check whether moving pays — and we say when it does not.
Several banks, a single application
The offers side by side, so you choose with everything in view
Save time on paperwork
Discharge, valuation and deed on us
At no cost to you
It only goes ahead if it pays
How we support the transfer at no cost to you?
We review your current loan — spread, index rate, term, insurance — and take your case to several banks at once to secure the best offer for your profile.
We handle the discharge request, the property valuation and the booking of the deed. We see the whole process through, at no cost whatsoever, and without making you leave the house.
The saving that counts is the one left over once the costs are counted
Transferring has costs: property valuation, registrations, early repayment fee (capped by law) and, sometimes, new insurance.
We do that maths before you commit. The figure we show you is the net saving, monthly and across the term you have left — not the pretty discount on the leaflet.
Moving bank is not always the best answer
Sometimes the winning offer is the one from the bank you are already with, once it has been confronted with the others. We handle that conversation for you too.
And if the numbers do not add up, we will say so. We would rather lose a case than move you to another bank to save two euros a month.
Find out in 1 minute whether you can save on your home loan
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