What will my monthly instalment be?
Choose the amount, the term and the rate and see the monthly instalment and the interest you pay from start to finish.
We do not set rates — the bank does. Enter the one you were offered, or try figures to see the effect.
Capital borrowed
Interest over the whole loan
30 years at 3,3%
Total you will pay the bank
Figures and tables for 2026. Indicative result — confirmed by the bank and by the State services at the time of the transaction.
To use this simulator you need to know
- How much you intend to ask the bank for
- Over how many years you want to pay
- The annual rate — add the bank's spread to the Euribor for the term you choose
What this result includes — and what it does not
This result is indicative and is there to help you get your bearings. The final figures are confirmed by the bank and by the State services at the time of the transaction — and our credit adviser checks them with you, at no cost.
You enter the rate yourself, and that is what makes this sum exact: we do not set rates. The spread is set by the bank, according to your case.
On a variable rate the instalment changes when the Euribor changes. Simulate with a rate higher than today's too — that is how you find out whether the room is enough.
The instalment does not include the life and buildings insurance the bank requires, which add to the monthly cost.
Frequently asked questions
These almost always come next
How much it costs to buy a home
IMT, Stamp Duty and the deed. The money nobody counts and that is missing at the end.
Open simulatorYour debt-to-income ratio and how much you can borrow
The debt-to-income ratio, the instalment that fits and the house price it reaches.
Open simulatorHow much do I save if I transfer my loan
The difference between what you pay today and what you could pay, monthly and in total.
Open simulator